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What We Cover

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Common Questions

How do I prioritize home improvements?
Address safety issues first (electrical, structural, roofing), then efficiency upgrades (insulation, windows), then quality-of-life improvements (updated kitchen, bathroom), and finally cosmetic touches. Focus on items that will deteriorate if ignored.
What home maintenance should I do seasonally?
Spring: HVAC tuneup, gutter cleaning, roof inspection. Summer: exterior projects, landscaping. Fall: heating tuneup, weatherstripping, gutter cleaning. Winter: interior projects, monitor for ice dams and drafts.
Do I need a home warranty?
Home warranties ($400-$700/year) can be worthwhile if major systems are aging or you're risk-averse. They work best as supplements to (not replacements for) homeowner's insurance. Read coverage carefully — many exclusions exist.
How can I reduce my utility bills?
Install a smart thermostat (saves 10-15%), seal air leaks (saves 10-20%), upgrade to LED lighting (75% lighting savings), maintain HVAC systems, and consider solar or efficiency upgrades for bigger impact. Free energy audits from utilities often identify easy wins.

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